Philosophy

While we do focus on the entire financial planning process, we believe investment management and good tax planning are the most critical pieces of the pie. Unfortunately, investment management, over the years, has been relegated to robo-advisors and passive investing strategies.  The growth and protection of one’s assets has far reaching implications whether it is for retirement, college, philanthropy or leaving a multi-generational legacy.  We employ an asset management process using a multi-factor trend following methodology with a goal of growing AND protecting your assets.  As to taxes - taxes are the biggest expense you will incur in your lifetime.  Tax mitigation is critical to a healthy bottom line.